Our Products

All of our products are split into a ‘70/30’ ratio

1. Investment Ration: You invest 70% into the fund of your choice and the company will top-up the remaining 30% at the time of your death to your loved ones to assist with your burial costs.

2. Shari’ah Compliance: Whilst confirming a fixed return opposes the Shari’ah, the ‘70/30’ has been used as an illustration and hence in conformance with the principles of Islamic finance; we expect to generate and give you upto 30% (albeit it could be lower or higher) along with your opening 70% however a member is guaranteed to receive their initial 70%.

3. Halal Investments: We will take your money and allow it to grow by investing in 100% halal ventures to give you a return at the time of your demise, Insha’Allah, to provide you and your loved ones peace of mind when you leave this Dunya.

4. Two-Year Waiting Period: All of our funeral membership fund plans have a two-year waiting period (from the date of registration), which must be completed before any return is offered. If the investor passes away within two years, it is the discretion of the company on whether a return can be given or not.

5. Objective: The primary goal is to cover funeral costs, not to generate profitable returns for members.

Below is a breakdown of our three funeral membership fund plans: